WE TEND TO MAKE THE RULES AS WE GO

THE LOAN GAME CAN BE PLAYED IN A LOT OF DIFFERENT WAYS

if you aren't saddled with strict underwriting criteria. Come play with us at Fairfield Financial

We Play By Different Rules

FAIRFIELD FINANCIAL SERVICES, INC.

Our Programs:

  • Commercial Loans - up to 75% LTV
  • Renovation Loans - up to 75% LTV
  • REO (and other under-market) Property Acquisition Loans - up to 75% LTV
  • Raw Land Loans - up to 75% LTV
  • Lots and Acreage with Utilities - up to 75% LTV
  • Agricultural Loans - up to 65% LTV
  • Construction Loans - up to 75% LTV
  • Floating Home Loans - up to 75% LTV
  • Manufactured Home Loans (on owner land only) - up to 75% LTV
  • Seconds on Investment and Commercial Loans - up to 70% CLTV
  • Foreclosure Bailout - up to 70% LTV
  • Cash-out Refinancing - up to 75% LTV
  • Seller Carry-backs - up to 75% LTV and 120% CLTV
  • Bridge Loans - as short as 3 months
  • Fast Closings - less than one week is possible
  • Collection account service

Region:

Oregon, Washington, Idaho, Montana, Wyoming, Colorado and Alaska

Loan Amounts:

$10,000 to $5,000,000

Interest Rates:

10-15% on firsts

Term of Loans:

6 months to 5 years

Amortization:

Generally either: interest only for 1-3 yr. loans or 30-yr. amortization on loans up to 5 yrs.

Loan Fee:

Typically 5% of gross loan amount (this is our wholesale rate to broker)

Other Fees:

There is a $500 document preparation fee, and there may be a collection account set up fee (averaging about $125)

Pre-pay Penalties:

Our loans generally do not have pre-payment penalties, but there may be a guaranteed minimum interest period (of 3-6 months)

For information on loans in OR, WA, WY, ID, MT, CO and AK, contact us at:

  • Main Office: 3327 SE 50th, Portland, OR 97206
  • NW Portland Office: 1522 NW 24th, Portland, OR 97210
  • Phone us at (503)348-7011 or toll free at 1-800-510-2120
  • Email us at info@altfunding.com
  • Or visit us online at http://www.altfunding.com

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